The "Main Street" banking model is being squeezed due to various factors, including changes in the definition of community, generational changes, product pricing, the economics of talent, and government regulations. These factors have been years in the making and are only exacerbated by current economic conditions. However, small businesses may help save community banking in the long run.
Open banking can be misunderstood, leading to dangerous misconceptions. Community banks should not feel intimidated by it and can leverage APIs to...
AI's impact on banking jobs remains limited, particularly in community banks, where customers and leaders prefer human interactions. While AI may...
Composable banking enhances digital customer experiences by utilizing modular components rather than monolithic systems, allowing financial...
NGDATA is a customer engagement AI company that helps banks understand, predict, and act on every customer moment.
